EUROXENby Texxcor

Payment technology platform provider · orchestration layer

The gateway and orchestration technology our syndicate runs on.

Euroxen is a payment technology platform provider and holds no licence itself. The name Euroxen stands for all organisations within our syndicate; specific syndicate entities hold their own licences for regulated payment activities and are considered financial institutions. The gateway technology is built and operated by Texxcor Middle East LLC.

Explore the platformTalk to engineering

Transaction path

  1. 01

    Syndicate entity / partner

    Single integration

  2. 02

    Euroxen gateway

    Vault · 3DS · validation

  3. 03

    Orchestration

    Routing · cascade · retry

  4. 04

    Licensed syndicate entity

    Regulated activity & settlement

Texxcor Middle East LLC operates steps 02–03 as technology only. Regulated payment activity, funds custody and settlement sit entirely with the licensed syndicate entity in step 04. Connection to external acquirers outside the syndicate is not an option.

Structure of the syndicate

Euroxen is the technology. The licences sit with our syndicate entities.

Euroxen is a payment technology platform provider and does not itself hold any licence. The name Euroxen is used as a synonym for all organisations within our syndicate. Specific entities within the syndicate hold their own licences for regulated payment activities and are considered financial institutions — for details, contact us directly. Texxcor Middle East LLC provides payment gateway technology services exclusively to entities associated with our syndicate and their partners; connection to external or third-party acquirers is not an option.

Capabilities

One integration across the syndicate

Gateway and orchestration in a single platform, so entities and partners inside the syndicate maintain one integration instead of one per destination.

01

Gateway core

A single API for authorisation, capture, refund, void and recurring flows, normalised across every connector inside the syndicate.

  • /REST + webhooks
  • /Idempotent operations
  • /Normalised error taxonomy
02

Orchestration engine

Rules-driven routing between the licensed syndicate entities, with cascading retries on soft declines and weighted traffic splits.

  • /Routing rules
  • /Cascade & retry logic
  • /Traffic weighting
03

Tokenisation vault

Network and platform tokens stored inside our PCI-scoped vault so connected systems stay out of cardholder data scope.

  • /PAN vaulting
  • /Network tokens
  • /Token reuse inside the syndicate
04

3DS & SCA

3-D Secure 2 authentication handling with exemption and frictionless flow support, delegated to certified 3DS servers.

  • /3DS2 flows
  • /Exemption handling
  • /Challenge routing
05

Transaction visibility

Unified transaction records, connector-level reason codes and reconciliation files across all routed traffic.

  • /Unified records
  • /Reason-code mapping
  • /Reconciliation exports
06

Platform operations

Sandbox parity, versioned APIs, internal connector certification and observability built for payment traffic at volume.

  • /Sandbox parity
  • /Versioned API
  • /Observability hooks

Platform profile

Engineered for payment-grade traffic

Target operating parameters for production deployments. Figures below are platform design targets, not audited performance claims.

Uptime target
99.99%
Gateway overhead target
< 120 ms
Deployment model
Multi-region
Platform monitoring
24 / 7

Integration

A predictable API surface

Create a payment once and let routing rules decide which licensed syndicate entity executes it. Connector-specific behaviour is normalised behind a stable contract.

Integration approach
POST /v1/payments
Authorization: Bearer <platform_key>
Idempotency-Key: 6f2c1a...

{
  "amount": 24900,
  "currency": "AED",
  "payment_method": { "token": "tok_9dK2..." },
  "routing_profile": "syndicate_cards_primary",
  "capture": true,
  "three_ds": { "mode": "required_if_applicable" }
}

→ 201 { "id": "pay_2fL8...",
        "status": "authorized",
        "connector": "syndicate_entity_a",
        "attempts": 1 }

Scope of role

What we are, and what we are not

Clarity on our role removes ambiguity in due diligence, procurement and regulatory review.

Texxcor Middle East LLC provides

  • +Gateway software and API infrastructure
  • +Payment orchestration, routing and retry logic
  • +Tokenisation and PCI-scoped data handling
  • +Connector work inside the syndicate and with approved partners
  • +Technical monitoring, reporting and reconciliation data

Texxcor Middle East LLC does not provide

  • −Any licence, acquiring or merchant accounts of its own
  • −Holding, transmitting or settling funds
  • −Merchant of record or reseller-of-goods services
  • −Gateway services to entities outside the syndicate and its partners
  • −Connections to external, third-party acquirers

Full detail on scope, controls and the syndicate structure is on the compliance and security page.

Next step

Talk to the engineering team

Technical scoping, sandbox access and syndicate onboarding — direct with the people who build the platform.

Contact usView integrations